Profit Reality Calculator

Revenue is ego. Profit is freedom. Calculate what you actually keep after the hidden costs.

How This Works

Most small business owners confuse revenue with profit. This calculator strips away every hidden cost layer — refunds, payment processing fees, chargebacks, COGS, operating expenses, ad spend, and taxes — to reveal what you actually take home.

Upload your Stripe or Shopify CSV for automatic extraction, or enter numbers manually. The calculator compares "What You Think" vs "Reality" and shows exactly where your money goes.

Includes scenario modeling to see how changes in refund rate, fees, or revenue would affect your bottom line. Your data never leaves your browser.

What You'll Discover

  • Your true net profit after all hidden costs
  • Where your money actually goes (detailed waterfall)
  • Break-even revenue needed to cover all costs
  • How your margins compare to industry benchmarks